Trends in Security Information
The HSD Trendmonitor is designed to provide access to relevant content on various subjects in the safety and security domain, to identify relevant developments and to connect knowledge and organisations. The safety and security domain encompasses a vast number of subjects. Four relevant taxonomies (type of threat or opportunity, victim, source of threat and domain of application) have been constructed in order to visualize all of these subjects. The taxonomies and related category descriptions have been carefully composed according to other taxonomies, European and international standards and our own expertise.
In order to identify safety and security related trends, relevant reports and HSD news articles are continuously scanned, analysed and classified by hand according to the four taxonomies. This results in a wide array of observations, which we call ‘Trend Snippets’. Multiple Trend Snippets combined can provide insights into safety and security trends. The size of the circles shows the relative weight of the topic, the filters can be used to further select the most relevant content for you. If you have an addition, question or remark, drop us a line at info@securitydelta.nl.
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Risk & security is high on the agenda of many in the fintech industry

Though the financial services sector is characterized by a high level of digitization, the emerging technologies continue to shape, drive and define the market. These technologies attract VC funding and accelerate market developments. Respondents were asked about their technology investment intentions.
General software development – 74% of the respondents indicate that they invested a considerable or substantial amount into general software development this year. General software development includes elements such as security or compliance, but also infrastructure or cloud services for example.
App to app integration - is probably the most dynamic technology area at the moment as it has the largest proportion of respondents planning to invest. With the emergence of open banking, increased data accessibility and interconnectivity, the use of API’s in the Fintech sector will be one of the most promising developments to watch for the time to come. With the implementation of PSD2, more and more API opportunities will open up in the financial services industry.
Data analytics – 66% of the respondents mentions that they have made regular or considerable investments in this area over the past year. Collecting the right data, standardizing and processing it to useable and valuable information remains a challenge for many in the industry. This not only concerns internal data, but the usage of third-party data as well.
Risk & Security is - and should be - high on the agenda of many in the fintech industry. 82% of the respondents made regular or substantial investments into risk & security in 2020. Fintech’s are extremely vulnerable when it comes to data and security breaches. The more an industry gets digitized, the higher the digital or cyber threat will become. With online banking emerging and digitization of bankingand related financial services, this topic will remain high on the agenda for the foreseeable future.
Compliance is high on the agenda of Fintech’s as well. Regulation in the area of PSD2 and GDPR, urge fintech's to invest in compliance issues, ranging from AML to KYC initiatives. Especially in the area of Regtech & Suptech this topic is high on the agenda, as the risks of not being compliant not only results in substantial fines, it also causes reputation damage, which maybe harder to overcome